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About Personal Loan & How Does It Work

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Eligibility Criteria

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  • You Must Be A Salaried Employee

  • Age: 23-55 Years Old

  • Net Monthly Income Must Be More Than Rs. 20,000.

  • No Defaults In The Last 24 Months.

  • You Must Be Residing In New York, California, Illinois, Texas

Documents Required

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  • ID Card

  • PAN Card

  • 4 Cheques From Your Salary Account

  • Current Address Proof

  • Permanent Address Proof (In Case The Permanent Address Is Different From The Address On Aadhaar Card)

A home loan or car loan will allow you to use the money to purchase a home or car respectively. The good news is that when you apply for personal loan, it need not be restricted to a specific use. Once the loan is disbursed, you can use it for any purpose as per your particular need.

  • Arrange For Holidaying Overseas

  • Buy A Large Appliance Like Refrigerator, Television Or Laptop

  • Plan Your Marriage Function As Per Your Expectations

  • Spruce Up Your Home Interiors Through Home Renovation

  • Permanent Address Proof (In Case The Permanent Address Is Different From The Address On Aadhaar Card)

What’s more! ICICI Bank offers fresher funding loan to help you avail of a personal loan on your very first salary. With its pre-approved personal loan, the entire processing is completed in just a few minutes.